Save BIG on Credit Card Processing

Debit & Credit Card
Payment Processing

Merchant ER makes switching from Credit Card Processing Companies easy. Switch Now and enjoy the benefits of our low rates, NO CONTRACT, NO HIDDEN FEES & STATE OF THE ART EQUIPMENT.

Mobile Payment

Now with Merchant ER Mobile Payment Services you don’t have to miss a sale. With our mobile credit card processing, you can accept payments anytime, anywhere by swiping, scanning or keying in credit cards on your tablets, iPhone, iPad or Android device.

Integrated Payment

Regardless of the type or size of business you run, getting a standard financial service to help manage your business can put your mind at rest all day long. At Merchant experts, we collaborate with leading business-management software companies to provide a simple yet, sophisticated integrated payment platform.

Free Terminal

When we say free, it means what it is without mincing words. We pay for the equipment, and we ask for no charges as long as you maintain your payment processing service with us. However, all you need to do from your end is sign up with us today and enjoy the lowest Credit Card Processing Fees ever in the history of free terminals.

Gift & Loyalty Cards

Now is the time for business owners to embrace the opportunity to offer your own gift and loyalty card program. You will attract new customers, increase customer loyalty and increase your revenues. Gift and loyalty cards are the gateway to new and repeat business.

Save BIG on Credit Card Processing

At Merchant-ER our focus is on helping you find the best solution for the best possible price. We are known for being the cheapest merchant services for small business. And we are able to provide solutions for ANY business, ANY size, and ANY industry.

Credit Card Processing

Mobile Payment

E-Commerce

Recurring Payment

Point of Sale

Integrated Payment

Gift & Loyalty Programs

E-Payment

Checks Acceptance Processing

Petroleum Payment Processing

Prepaid Card Program

Digital Wallet

Payroll

Retail Stores

Whether you’re old or new, getting that perfect customer service satisfaction with the lowest possible cost and quickest turnaround time is one thing to look out for in a retail store. Because of this, Merchant Expert is saddled with the responsibility of providing you with swift and smooth transactions and excellent customer service, coupled with amazing discounts.

Restaurants Services

Whether or not you’re eating out or delivering orders, you earn tips for making payments in restaurants with Merchant Expert, a quality credit card organization. There is never a disappointment with Merchant Experts.

Car Dealers

Cars are one of the most expensive assets to purchase, and going about with cash for this kind of deal could be inappropriate. Interestingly, Merchant Experts is here to help with credit card payment for purchases of cars from dealers.

Auto Repair Shops

Taking good care of your car is as good as taking care of your body. Whether or not you like it, you need to maintain your vehicle as long as you keep using it. However, the cost of repairing a car or caring for it could sometimes be challenging.

CPA Firms

What a feeling of great relief to finally access a professionally affordable payment solution specially introduced for certified accountants. CPA firms can easily accept credit or debit card payments online anywhere in the world. Let Merchant Experts take care of those recurring payments for you.

Legal Services

Like other businesses, law firms and lawyers also accept payments for the services they render. And in recent years, the world of legal services has gradually opened up to technological advancements—accepting payments by cards. For this reason, Merchant Experts is on the move to give you the best choice in terms of making payments for legal services via credit cards.

HVAC Services

From purchase to the installation and maintenance of HVAC, Merchant Experts got you covered! Most recently, even contractors are beginning to accept different payment methods, including credit cards for purchasing, installing, or maintaining HVAC systems.

Construction Services

It can be challenging to pull off a solid budget in the construction industry, as project costs often fluctuate here and there depending on the project, season, and equipment needs. The best way to handle these fluctuating costs may be to use a trusted and reliable business credit card like Merchant Experts.

Financial Institutions

Merchant Experts card solutions enable financial institutions of all sizes to maximize their payments, reduce spending, improve acquisitions and retention, and minimize risk. The complex challenges of today’s financial services market require business partners to deliver fast, engaging experiences delivered through innovative and secure solutions.

Entertainment Industry

Until recent times, it wasn’t always easy to find a credit card that could reward you for enjoying a relaxing night in front of the TV or painting the town in your signature color. Interestingly, as far as entertainment is concerned, card payment methods are now available with tremendous rewards for having fun. All these you can get with Merchant Experts.

How credit card processing works in
5 simple steps

When a customer paid for an item on the shelves at a store that act triggers a complex process where data is sent from the customer’s credit card to the merchant’s POS device, and then to the cardholder’s bank – all in the span of a few seconds. Swiping or tapping a credit or debit card and signing the receipt are just the first steps of credit card payment processing.

A customer swipes (or inserts) a card.

Authorized by the bank that issued the card.

Sent to the card brand for authorization.

The purchase is approved.

Merchant receives a deposit in their bank account.

Total Credit Card Processing Fees

Total Amount Processed

Want to know if you are overpaying for credit card processing?

First, grab your most recent processing statement. Then enter your total monthly sales and total monthly fees into our calculator.

Your effective rate is this:
0%

Does that seem too high? Fill out the form so we can find the best solution for your business.

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Surprised by what you found?

Often merchant service companies will hide extra costs in the fine print, not making it very clear what your actual final rates are at the end of the month. That’s pretty frustrating.

At Merchant Experts, our mission is to change the industry by providing transparent rates, no hidden fees, and not confusing you with industry jargon.

Merchant Insights

Get the latest industry news today. Read our blogs to catch up on the latest industry trends. Find out when the Card Association announces increase to consumer card transaction rate and fee. Stay informs on any changes to PCI compliance and learn how to keep your customer’s data safe from fraudsters.

At Merchant Experts our focus is on helping you find the best solution for the best possible price. And we are able to provide solutions for ANY business, ANY size, and ANY industry.

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